NMLS ID # 232876

We're Open

Mon - Fri: 8:30 AM - 4:30 PM
Evenings and Weekends by Appointment

Proudly serving Alabama with Equity Loans for over 30 years

Business Hours

Mon - Fri:
8:30 AM - 4:30 PM
Evenings and Weekends by Appointment

Make your next move your best move, Call MCS!

We specialize in fast approvals on mortgage loans, whether you have excellent credit, slow credit or even a past bankruptcy. When you call us, you’ll speak with a friendly knowledgeable person, not some robot or automated system. Call today and let’s see how John Williams and the folks at MCS can help you.

Home Equity Loans (HELOC)

Use the equity you’ve put into your home to get cash for other expenses. Home equity loans are a fantastic way to access cash immediately to make home improvements or another large purchase. We offer great rates and options for different scenarios.

Mortgage Refinancing

Depending on when you purchased your home or your credit situation at the time, you might not have a favorable financing rate. We help homeowners refinance and save thousands of dollars over the course of the loan with lower rates. Take this time to take out cash for another purchase too!

Cash Out Loans

Cash out loans are another option to access the cash you’ve built up in home equity over the years. Replace what’s left on your current mortgage with a higher loan and get the difference in cash to use for home improvements, pay for college, or pay off debt.

Home Improvement Loans

Owning a home is a big responsibility, and keeping up with repairs to ensure your home retains and increases in value over the years is essential. Home improvement loans allow you to pay for repairs now without saving money over time so you can invest in your home.

Debt Consolidation Loans

Unexpected financial hardship, car or home repairs, and even school loans can create debt that's hard to get out of, especially if tied to high-interest credit cards or other loans. Our debt consolidation loans let you pay off those debts with a centralized lower interest rate and payment plan.

Land Equity Loans

If you own land free and clear or have equity in it, we can quickly convert equity into cash. Whether you have excellent credit or not so perfect credit, we offer same day pre-approvals up to $300K.

  • VA Loans
  • FHA Loans
  • Conventional Loans
  • First-Time Home Buyer Loans
  • Home Equity Lines of Credit (HELOC)
  • Mortgage Refinance Loans
  • Home Equity Loans
  • Land Equity Loans
  • Excellent Credit
  • Slow Credit
  • Bankruptcy
  • Prior Foreclosures –  Okay!

Make Your Next Move Your BEST Move, Call MCS!

Call today to speak with a friendly staff member about your loan request.

We answer our phones in person! Feel free to call today and speak with a friendly staff member about your loan request. 

Make Your Next Move Your BEST Move, Call MCS!

We answer our phones in person! Call today and speak with a friendly staff member about your loan request. 

If you have questions or prefer a call back, just let us know. We're here to help!

My wife and I used MCS for a consolidation mortgage and the process couldn’t have been smoother. In 2 weeks we got everything done and closed. Highly recommend MCS!! Ashley was a joy to work with, incredibly professional and knowledgeable. I also got to meet John Williams when he came out to take photos for the inspection. Couldn’t have been a nicer human being. It was great to finally shake hands and put a face with the voice we had been listening to for years on the Radio! Again, wonderful down to earth people that are a joy and pleasure to work with. Can’t praise them enough.

Christopher Smith Titus, AL

Need a mortgage? Look no further. I have worked with Ashley on 2 different occasions and she and the team at MCS were nothing short of amazing. Never experienced the back and forth and multiple submissions of the same documents. Submitted the necessary paper work up front and they did the rest. Clear to close early on both homes with amazing rates. Please give them a call if you want a hassle free home buying experience. You will NOT be disappointed!!!

Brad C

Anne Marie was very helpful through the loan process. She listened to our needs and ensured we got what we needed to perform necessary home repairs. I would recommend her and the company to anyone looking for a home loan.

Jeremy Owens Designation

Doing business with MCS was a seamless and pleasant experience. Alaina and Ashley were very helpful through the whole process. I would definitely recommend MCS to anyone who is looking to finance or refinance their land or property. Great experience from start to finish. Thank you Alaina and MCS.

Ricky Lockhart

About Us

Mortgage Corporation of the South, MCS, is a full-service mortgage and loan center in Wetumpka, Alabama. MCS has been in business for over 30 years and specializes in making many different types of equity loans. The majority of the loans that MCS offers are secured by homes, mobile homes, and land.

Contact Us

(334) 567-9000
Mon – Fri: 8:30 AM – 4:30 PM
Evenings and Weekends by Appointment

Find Us

401 S Main St
Wetumpka, AL 36092

NMLS ID # 232876

These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.

For information directly from HUD/FHA,
visit their website

For information directly from the VA,
visit their website

For information directly from the USDA,
visit their website

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